Free tool – 5 Minute Cash Flow

Cash is the lifeblood of any business. But knowing how much money you have today is only part of the picture. What matters just as much is understanding what’s coming in, what’s going out and whether you’ll have enough cash to meet your commitments in the weeks and months ahead.

Late payments, rising costs, an unexpected bill or a major investment can all put pressure on cash flow, even when a business is profitable.

The good news is that you don’t need to wait until cash becomes a problem to do something about it.

A cash flow forecast helps you look ahead, spot potential shortfalls and make informed decisions about spending, recruitment and investment.

Download our free five-minute cash flow tool by completing the form above. It’s a practical starting point for understanding your cash position and identifying where you may need to plan ahead.

The earlier you spot a potential problem, the more time you have to do something about it.

What will a cash flow forecast tell you?

A cash flow forecast helps you estimate how much money your business is likely to have available at a future date. By looking at expected income and expenditure, you can start to see when cash might become tight and plan accordingly.

Why use a cash flow forecast?

A cash flow forecast can help you:

• Understand the timing of money coming into and leaving your business.
• Identify potential cash shortfalls before they become urgent.
• Spot periods when you may have surplus cash.
• Keep track of spending and upcoming commitments.
• Understand the financial impact of future decisions.
• Identify overdue payments and plan how to follow them up.
• Anticipate when you might need additional funding.
• Understand the difference between profit and cash flow.
• Make business decisions with greater confidence.

How to use the cash flow forecast tool

The first page of the tool includes a step-by-step guide to help you get started.

You’ll enter your expected income and costs to build a clearer picture of your future cash position. This can help you understand how much cash your business needs to cover its commitments, as well as when you might have money available to put towards other priorities.

A forecast is only as useful as the information behind it, so review it regularly and update it as circumstances change.

Need help with your cash flow?

A forecast is a useful starting point, but understanding what the numbers mean is just as important.

If you’d like help planning ahead, managing a potential cash shortfall or understanding how a business decision could affect your finances, speak to an A4G adviser.

Call us on 01474 853 856 or email feedback@a4g-llp.co.uk to arrange a conversation.